Make Money Frictionless across every border, rail, and currency.
A global payment network connecting banks, credit unions, and financial institutions on a private blockchain. Send, receive, and process payments instantly across 190+ countries with full compliance and enterprise-grade security.
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Powered by OLA
Ozura Ledger Application
Private blockchain with cryptographic proof
About Ozura Network
The Ozura Network enables you to access everything. Process payments, accept payments, send money, and receive money. Built on our proprietary blockchain (OLA - Ozura Ledger Application), we tap into global banking systems and interact with genius act approved stables to deliver instant financial services.
Enterprise Security
SOC 2 Type II certified with end-to-end encryption and multi-layer security protocols.
Instant Settlement
Transactions settle in under 3 seconds, 24/7/365. No banking hours, no delays.
Global Reach
Send and receive payments across 190+ countries with local payment method support.
Fully Compliant
KYC/AML built-in for every transaction. Regulated and audited by leading authorities.
Scalable Infrastructure
Network capacity of 195K TPS, growing with demand. Built for the future of finance.
Trusted Network
Backed by leading banks and financial institutions. Proven in production.
Trusted by leading financial institutions
Governed and operated by the Ozura Foundation
Built for Every Use Case
Whether you’re a bank, business, or developer, Ozura provides the tools to build the future of payments.
Introducing ozID
Spend and receive money anywhere, anyhow. Cross-border and cross-application payments built for the modern payment transaction.
For Consumers
ozCard - Smart Payment Routing
One card, unlimited payment methods. Add multiple bank accounts, credit cards, and payment methods. Choose which to use for each purchase, or let ozAI automatically route your payments based on rewards, balance, or your custom preferences.
Universal Wallet
One account for all your money. Send, receive, and store funds globally with any payment method.
Cross-Border Payments
Send money anywhere in the world instantly. No intermediaries, no delays, no hidden fees.
Pay Anyone, Anywhere
Pay friends via text, QR code, or username. Works across any app or platform that supports ozID.
For Businesses
Accept from Everywhere
Accept payments from 190+ countries with any local payment method. One integration, global reach.
Instant Settlement
Receive funds in seconds, not days. Improve cash flow and eliminate settlement risk.
Multi-Currency Support
Hold and transact in multiple currencies. Automatic conversion at competitive rates.
Built for Commerce
Invoicing, recurring payments, virtual accounts, and more. Everything you need to run your business.
One ozID. Infinite Possibilities.
Start with a consumer account and seamlessly upgrade to a business account when you’re ready to accept payments as a merchant, freelancer, or company.
Send Money to Anyone, Anywhere
No bank account required. Recipients claim funds using biometric verification and choose their preferred payment method.
Send Money Anywhere
Businesses and consumers send money to anyone, anywhere in the world. Just provide the recipient's name, phone number, or email.
Recipient Gets Notified
The recipient receives an instant notification via SMS or email that money is waiting for them.
Verify with Biometrics
Recipient uses biometric authentication (fingerprint, face ID) to verify their identity and match the provided data securely.
Claim & Choose
Recipient claims the funds and selects how to receive: bank transfer, mobile wallet, cash pickup, or any supported payment method.
Claim Funds Your Way
Recipients have complete flexibility to choose how they receive their money based on what’s available in their region.
Bank Transfer
Direct to bank account
Mobile Wallet
PayNow, Alipay, M-Pesa
Debit Card
Load to any card
Cash Pickup
Agent locations worldwide
Instant Notifications
Recipients are notified immediately via SMS or email
Secure Verification
Biometric authentication ensures only the intended recipient can claim
Global Coverage
Send to 190+ countries with local payment method support
For Businesses
- Pay international contractors and freelancers without bank details
- Send payroll to employees in any country
- Distribute payments to vendors and suppliers globally
- Send emergency funds to field teams anywhere
For Consumers
- Send money to family abroad, even without their bank account
- Split bills with friends internationally
- Send gifts or support to anyone with just their contact info
- No more asking for bank details or account numbers
Global Payment Infrastructure
Accept money from anywhere. Send money to everywhere.
North America
Pay-In Methods
Pay-Out Methods
Europe
Pay-In Methods
Pay-Out Methods
Asia Pacific
Pay-In Methods
Pay-Out Methods
Latin America
Pay-In Methods
Pay-Out Methods
Middle East & Africa
Pay-In Methods
Pay-Out Methods
With an ozID, you can:
For Consumers
Send money anywhere with any payment method. Pay friends, businesses, or anyone via text, AI agent, or app.
For Businesses
Accept money from everywhere with anything. The network built for a better way to engage in commerce.
For Developers
Build apps and integrations using ozAI agent or your own stack. Full API access with comprehensive docs.
Global Product Availability
Access our suite of financial products across key markets worldwide
North America
Europe
Asia Pacific
Oceania
Embedded Payments
Accept payments directly in your platform
Capital
Access to business financing
Issuing
Create and manage virtual cards
Virtual Accounts
Dedicated account numbers