Settlement
Near-instant settlement
With OzuraPay, you get near-instant settlement of funds regardless of payment type collected—cards, bank transfers, mobile wallets, or any other payment method. Say goodbye to waiting days for funds to clear.
Sub-24 hour settlement
Funds available in your account in under 24 hours for every payment type we support.
Any payment method
Cards, bank transfers, wallets, or cash-out rails—everything settles with the same speed.
Cash-flow friendly
Improve working capital with predictable, rapid settlement and transparent insight.
Merchant processing
OzuraPay everywhere
Accept money from any major card network with a single integration. Card present, card not present, and mixed-channel experiences all inherit compliance and routing intelligence.
Card-present experiences
In-person acceptance with terminals, POS, and embedded retail hardware.
- EMV chip + PIN ready
- Tap-to-pay & NFC wallets
- Offline approval thresholds
- Terminal provisioning
Card-not-present
Online, mobile, and remote commerce with layered security controls.
- Hosted or headless checkout
- Recurring + subscription billing
- Virtual terminal for phone orders
- 3DS 2.0 enforcement
Card networks
Digital asset receipts
DAR keeps every payment contextual
Tokenize what is in motion: physical goods, services, data consumption, or software access. DARs stay private to the parties involved while giving operators the observability they need.
What can be tokenized
Transaction with shipping address
Track physical goods from purchase to delivery with immutable receipts.
Course or content access
Gate educational programs or subscriptions with per-learner receipts.
Metered data usage
Bill based on consumption with real-time, tamper-proof records.
Digital asset purchases
NFTs, licenses, software seats—tokenize everything in transit.
Key benefits
Private and secure
Only the two parties in the transaction can read the receipt details.
Fraud prevention
Immutable logs reduce disputes, chargebacks, and spoofed metadata.
Customer intelligence
Granular insight powers rewards, loyalty, and lifecycle messaging.
Dynamic updates
Receipts evolve alongside the transaction journey in real time.
Privacy-first design. DAR technology keeps data scoped to the buyer and seller, but still gives compliance teams proofs for rewards tracking, loyalty, and regulated disclosures.
Integration patterns
Multiple ways to accept payments
Launch with hosted UIs, embed components, or fully own the checkout. Every route inherits compliance, observability, and ozUSD-powered settlement.
Hosted payment pages
Share a secure link and start accepting payments in minutes—no code required.
- PCI-DSS compliant out of the box
- Custom branding + localization
- Optimized for every device
Design your own
Use our REST + webhook stack to craft bespoke checkout journeys.
- Full UI control
- SDKs for major languages
- Event-driven webhooks
Embed in your app
Drop native modules into mobile or web apps for in-context flows.
- iOS, Android, and web kits
- Pre-built React/Vue components
- Drop-in payment forms
POS + devices
Accept in person with certified terminals, tap-to-pay, and kiosk hardware.
- Tap, chip, swipe ready
- Contactless + mobile wallets
- Hardware and software support
Coverage
Accept thousands of payment types
Every payment method settles back to your Ozura account. Choose the rails you need per market without juggling multiple providers.
Cards
Visa, Mastercard, Amex, Discover, and local schemes worldwide.
Bank transfers
ACH, SEPA, FPS, PIX, UPI, and cross-border wires with FX transparency.
Mobile wallets
Apple Pay, Google Pay, Alipay, WeChat Pay, M-Pesa, PayNow, and more.
Alternative methods
BNPL, direct debit, crypto payments, cash-out posts, and local vouchers.
Settlement
Settle in your currency of choice
Collect globally and settle into one or many operating currencies. ozUSD, ozEUR, bank rails, and tokenized reserves stay in sync through the Ozura Ledger.
50+
Currencies supported
190+
Countries with local rails
100%
Transparent pricing + FX
Security & Compliance Built-In
PCI-DSS Level 1
Highest level of payment card security certification. We handle compliance so you don’t have to.
3D Secure 2.0
Advanced authentication for reduced fraud and liability shift. Seamless customer experience.
Fraud Prevention
AI-powered fraud detection, chargeback protection, and real-time risk scoring included.